Go Here For Rent Or Mortgage Assistance

It’s not a hopeless situation, as the following resources can help.

Is your landlord constantly harassing you, wondering where the rent is? Or do you have a mortgage that hasn’t been paid in so long, it looks like you’re about to lose your home? Well, before you lose hope or your home, know this: There are organizations that help people in your exact situation with rent or mortgage assistance, so the sooner you contact them, the quicker you can get out of this predicament. Here they are:

CoAbode

We start our list with this unique program specifically designed for single mothers. As you can tell by its name, CoAbode aims to help single moms and their kids share a home. In doing so, expenses become much more manageable for single mothers living on limited budgets.

If you’re a single mom who feels overwhelmed with having to pay your rent and other expenses on one income, you may want to give CoAbode a look. In addition to their home-sharing program, they also offer help with affordable housing from time to time, so they may be able to solve whatever financial issues you’re having right now.

Your Local Public Housing Agency

The U.S. Department of Housing and Urban Development can be your one-stop shop for making your rent or mortgage more manageable. To get started, you’ll need to contact your local Public Housing Agency, as one of their experts will guide you through their different housing assistance offerings.

If you own your home but haven’t been able to keep up with your mortgage, your Public Housing Agency can help you with loan modification, refinancing, forbearance, and more to prevent you from losing your home. If you’re renting, you could apply for a Housing Choice Voucher from the HUD’s popular Section 8 program. This can make your rent very affordable in the long term, as you’ll only have to spend about 30 percent of your income each month on that payment.

Gradient Gives Back Foundation

As with many nonprofit organizations, Gradient Gives Back depends on charitable donors so they can offer housing assistance to people who need it most. How much money do some donors give to Gradient Gives Back? Enough to fund a low-income family’s rent or mortgage payments for an entire year.

If you qualify for such assistance, you could easily get back on your feet again, stay in your home without having to move, and become self-sufficient by saving all of that cash.

Salvation Army

The Salvation Army is famous for its shelters and food programs, but did you know that they also offer rent and utility payment assistance? In some areas, they do, thanks to the Pathway of Hope program. Contact the Salvation Army near you and be sure to ask about the program, as it can help you get caught up on any past due payments.